Roth Contribution Limits 2024 Couples Tax Free . If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. This is up from the ira.
Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced contribution income limits: In 2024, you can contribute a maximum of $7,000 to a roth ira.
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